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Contractors

Trades, remodels, and specialty contracting.

Large deposits and progress payments are usually keyed in — the worst possible rate. We give contractors mobile EMV, ACH, and card-on-file so every job funds cleanly.

Typical savings

$400–$3,500 / month

Based on statements we've analyzed across contractors nationwide. Your number may be higher.

Where you're bleeding

Common contractors pain points

  • Keyed-in deposits at 3.5%+
  • No ACH option for large invoices
  • Slow funding on job progress payments

How we fix it

Our approach for contractors

  • Mobile EMV readers for on-site jobs
  • ACH acceptance with card-on-file backup
  • Next-day funding on qualifying batches

What's included

Built for the way you actually operate.

Mobile EMV
ACH acceptance
Card-on-file
Next-day funding

See exactly what you'd save.

Upload one recent statement. We'll send back a line-by-line breakdown and a proposal built for contractors — usually within one business day.

Contractors FAQ

Answers for contractors.

How much can contractors typically save on credit card processing?

Most contractors we analyze save $400–$3,500 / month once we move them off tiered pricing and onto mobile emv readers for on-site jobs. Your exact number depends on your volume, average ticket, and current effective rate — the free statement review shows it line by line.

Do I have to switch my current POS or processor to get a savings review?

No. The review is free and non-binding. If your current setup is already competitive we'll tell you. If we can improve it, we handle the switch end-to-end — including reprogramming compatible hardware and porting integrations like mobile emv.

What information do I need to send for a contractor analysis?

One recent monthly processing statement is enough. We reverse-engineer your effective rate, flag downgrades and junk fees specific to contractors, and return a written proposal — typically within one business day.

Is there a long-term contract or early termination fee?

No long-term contracts and no early termination fees on our programs. You stay because the rate stays competitive, not because you're locked in.

How fast can a contractor be up and running on the new program?

Most contractors are approved within 24–48 hours and processing on the new program the same week. If you need new hardware, we ship pre-configured so it's plug-and-play on arrival.

Upload Statement →