Smoke Shops
Tobacco, vape, and specialty retail.
High-risk categories get gouged. We place smoke shops with underwriters who understand the industry — fair rates, stable accounts, and no surprise reserves.
Typical savings
$500–$3,000 / month
Based on statements we've analyzed across smoke shops nationwide. Your number may be higher.
Where you're bleeding
Common smoke shops pain points
- Held funds and rolling reserves
- Frozen accounts from mismatched MCCs
- Sky-high rates from 'high-risk' processors
How we fix it
Our approach for smoke shops
- Industry-specific underwriting relationships
- Cash discount to offset fees entirely
- Age verification and compliant POS
What's included
Built for the way you actually operate.
See exactly what you'd save.
Upload one recent statement. We'll send back a line-by-line breakdown and a proposal built for smoke shops — usually within one business day.
Smoke Shops FAQ
Answers for smoke shops.
How much can smoke shops typically save on credit card processing?
Most smoke shops we analyze save $500–$3,000 / month once we move them off tiered pricing and onto industry-specific underwriting relationships. Your exact number depends on your volume, average ticket, and current effective rate — the free statement review shows it line by line.
Do I have to switch my current POS or processor to get a savings review?
No. The review is free and non-binding. If your current setup is already competitive we'll tell you. If we can improve it, we handle the switch end-to-end — including reprogramming compatible hardware and porting integrations like high-risk friendly.
What information do I need to send for a smoke shop analysis?
One recent monthly processing statement is enough. We reverse-engineer your effective rate, flag downgrades and junk fees specific to smoke shops, and return a written proposal — typically within one business day.
Is there a long-term contract or early termination fee?
No long-term contracts and no early termination fees on our programs. You stay because the rate stays competitive, not because you're locked in.
How fast can a smoke shop be up and running on the new program?
Most smoke shops are approved within 24–48 hours and processing on the new program the same week. If you need new hardware, we ship pre-configured so it's plug-and-play on arrival.
Other industries we serve